Serving all of Georgia and Florida

The Law Firm of Merritt & Merritt

Frequently Asked Car Accident Questions

Do you have a case?

Georgia is an “at fault” state meaning if someone injures you, you have a case against the person causing the injury. For example, if someone runs a stop light and they hit you, you are entitled to compensation from that person’s insurance carrier.

How long do I have to file a claim after a car accident?

You have two years from the date of the accident to file a lawsuit. If the defendant was issued a ticket, you have two years from the date of the disposition of the ticket.

What should I do after an accident?

Immediately after an accident, always call 911 to request an officer to your location. If it’s safe to exit your vehicle, get the other driver’s license and license plate number. Also, take pictures of both vehicles and of any debris on the roadway.

Should I seek medical treatment after an accident?

If you feel pain anywhere in your body, you need to seek medical treatment from the nearest emergency room. You can either be transported from the scene by ambulance, a friend or family member. The ER doctor will advise you whether you need to seek additional medical treatment.

Do I need an attorney to handle my case or can I handle the case myself?

It is not wise to handle your accident case on your own. Often insurance adjusters take advantage of people who are unrepresented. They will insist you make a recorded statement, which you should not do, and sometimes they will attempt to settle your case quickly so you will be on the hook for your medical bills. An experienced attorney knows the law and can walk you through process. Clients that use our services received 300% more money than if they would have handled it on their own.

Should I give a recorded Statement to the other party’s insurance?

Never give a recorded statement to an insurance company without an attorney present. Adjusters will ask tricky questions and will do their best to absolve their client of liability. The statements you make can be used against you in court.

Should I contact my own insurance carrier to inform them I was in an accident?

Yes, you should contact your insurance carrier to inform them you were in an accident. Most insurance policies require the insured to alert their carrier of an accident. The consequences of not alerting your carrier of the accident is that the insurance carrier can deny coverage for the accident.

Should I go to the chiropractor or to a physical therapist?

There are pros and cons of both. A chiropractor is going to be able to start treating you within days of the accident; therefore, you don’t have to suffer with your pain long. On the other hand, physical therapy treatment is going to be focused on your specific injuries. Jurors historically award higher verdicts to claimants who have received physical therapy treatment rather than chiropractic treatment.

How long will it take for an attorney to get my case resolved? In other words, how long does it take to get me a check?

Usually, cases settle within 6 to 9 months after the accident. The length of time you are under a doctor’s care is the determining factor.

What’s the value of my case?

Each case is different. Cases are evaluated depending on the severity of the injury. Someone with a broken arm will receive more money than someone with whiplash. Not only is what type of injury you have a factor, but the defendant’s policy limits are another major factor.

Do I need to see my primary physician?

If you are still in pain after your emergency room visit, you should see your primary physician. If you do not have a primary physician, our firm will provide you with one. Our firm has a network of primary physicians, chiropractors, and physical therapists.

What is the benefit of hiring an attorney for my case?

Our clients receive 300% more money on average versus a client handling it themselves.

How long will my medical treatment last after an accident?

Usually someone will treat for a month or two after an auto injury. However, depending on the severity of the accident, someone can treat longer than a year.

What is the fee for your services?

Car accident, personal injury, and wrongful death cases are handled on a contingency fee basis. A contingency fee is when the attorney will only receive a fee if he collects money for you. Contingency fees normally range from 33%-40%. For example, if the contingency fee is 33% and the case settles for $10,000, the attorneys’ fee is $3,333.

Can I sue the person that hit me?

If someone has caused you harm either physically or damaged your property, you can sue them immediately after the injury. Most cases settle before trial; nonetheless, you can sue the person anytime and you do not have to settle the claim.

If I was a passenger in a car that was hit by another driver, do I have a case?

As a passenger, you will always have a claim against someone. In a car accident it comes down to two scenarios: either the driver of the vehicle you occupied was negligent or the driver that hit the vehicle you were occupying was negligent.

Will my medical bills be paid by the other person’s insurance company?

Yes, if the person who caused the accident has insurance. In Georgia, the minimum coverage you must have on your vehicle is $25,000 meaning your medical bills will be paid up to $25,000. Some people have more insurance coverage than the minimum policy limits. Contact our firm to ensure there are no other coverages relating to your accident case.

What is the difference between having auto liability coverage only and having full coverage?

Liability coverage is required in Georgia; full coverage is not. Liability coverage only covers damage you cause to another person’s vehicle or bodily injury. Full coverage covers all damages done to your vehicle whether you caused the accident or not.

Is my insurance going to cover my injuries and property damage if I hit a deer?

If you have liability coverage only, your insurance coverage will not cover your injuries or your vehicle. If you have full coverage, you will be able to get you vehicle repaired but you would not be able to receive compensation for bodily injuries.

What is medical pay; i.e., med-pay?

Med-pay is a no fault insurance. You can have med-pay only through your own insurance carrier. Med-pay covers medical treatment/bills you may have regardless of whether or not you caused the accident. Most med-pay policies range from $1,000 to $10,000.

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